Comments on: Broke and in debt is normal. Be Wierd! http://dandelionsanddaydreams.com/crafts/broke-and-in-debt-is-normal-be-wierd/ Experience wonder each new day Wed, 07 Jan 2009 03:42:16 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Sunny Daydreame http://dandelionsanddaydreams.com/crafts/broke-and-in-debt-is-normal-be-wierd/comment-page-1/#comment-2036 Sunny Daydreame Fri, 19 Sep 2008 20:19:57 +0000 http://dandelionsanddaydreams.com/?p=405#comment-2036 The hard part is that making financially smart decisions on a consistent basis is a real challenge. Then there are those things that sort of hit you blind sided (like me getting pregnant). We really can't rely on someone else (the government) to take care of us in our old age. If we want a good retirement, we have to plan now. The hard part is that making financially smart decisions on a consistent basis is a real challenge. Then there are those things that sort of hit you blind sided (like me getting pregnant). We really can’t rely on someone else (the government) to take care of us in our old age. If we want a good retirement, we have to plan now.

]]> By: Sarah http://dandelionsanddaydreams.com/crafts/broke-and-in-debt-is-normal-be-wierd/comment-page-1/#comment-2023 Sarah Fri, 19 Sep 2008 01:16:30 +0000 http://dandelionsanddaydreams.com/?p=405#comment-2023 Love this!! I feel exactly the same way! I was the girl that posted a comment a while ago saying that I too struggle with low energy and that I live a simple life because of it... one of the benefits of that simple life is that I save a lot of money!! I did the calculations, and because I invest a certain amount of my income every month, I will be a millionaire by the age of 46! Wow!! I was amazed! Really motivated me to put that money away each month! :) I'm 30, single, and so picky and different that I may never find that right guy, so it's nice to know I'll at least be able to support myself! This is so important!! :) For anyone interested, below are some online money calculators that can help you figure out how much you should be setting aside each month to reach your financial goals. CNN and Money Magazine Retirement Calculator http://cgi.money.cnn.com/tools/ Smart Money IRA Calculator www.smartmoney.com/retirement/roth/index.cfm?story=whichira Smart Money 401K Planner www.smartmoney.com/retirement/401K/index.cfm?story=planner Love this!! I feel exactly the same way! I was the girl that posted a comment a while ago saying that I too struggle with low energy and that I live a simple life because of it… one of the benefits of that simple life is that I save a lot of money!! I did the calculations, and because I invest a certain amount of my income every month, I will be a millionaire by the age of 46! Wow!! I was amazed! Really motivated me to put that money away each month! :) I’m 30, single, and so picky and different that I may never find that right guy, so it’s nice to know I’ll at least be able to support myself! This is so important!! :)

For anyone interested, below are some online money calculators that can help you figure out how much you should be setting aside each month to reach your financial goals.

CNN and Money Magazine Retirement Calculator
http://cgi.money.cnn.com/tools/

Smart Money IRA Calculator
http://www.smartmoney.com/retirement/roth/index.cfm?story=whichira

Smart Money 401K Planner
http://www.smartmoney.com/retirement/401K/index.cfm?story=planner

]]> By: Money Monk http://dandelionsanddaydreams.com/crafts/broke-and-in-debt-is-normal-be-wierd/comment-page-1/#comment-69 Money Monk Sun, 09 Sep 2007 22:49:34 +0000 http://dandelionsanddaydreams.com/?p=405#comment-69 I notice with most couples that have one person paying bills and making decisions it almost never worked. The key word as you said is: Together Most couples are NOT on the same page making and causing more financial worries. It never work, you will always be broke. Be weired and be on the same page financially. Good post I notice with most couples that have one person paying bills and making decisions it almost never worked. The key word as you said is: Together Most couples are NOT on the same page making and causing more financial worries. It never work, you will always be broke. Be weired and be on the same page financially. Good post

]]> By: Sunny http://dandelionsanddaydreams.com/crafts/broke-and-in-debt-is-normal-be-wierd/comment-page-1/#comment-68 Sunny Sun, 09 Sep 2007 22:49:11 +0000 http://dandelionsanddaydreams.com/?p=405#comment-68 As soon as we started working together, I felt peace. Before he was so confident in my ability to make good finanical decisions that he left it all up to me. The scary thing about that is that if I make the wrong decision and we fail financially then the blame is all on me (not really because he chose to let me do it that way). I still pay all the bills, but now that means writing the checks and making sure they get to the post office on time, not making ALL the financial decisions. As soon as we started working together, I felt peace. Before he was so confident in my ability to make good finanical decisions that he left it all up to me. The scary thing about that is that if I make the wrong decision and we fail financially then the blame is all on me (not really because he chose to let me do it that way). I still pay all the bills, but now that means writing the checks and making sure they get to the post office on time, not making ALL the financial decisions.

]]> By: Roshawn Watson http://dandelionsanddaydreams.com/crafts/broke-and-in-debt-is-normal-be-wierd/comment-page-1/#comment-65 Roshawn Watson Sun, 09 Sep 2007 22:46:49 +0000 http://dandelionsanddaydreams.com/?p=405#comment-65 I like this post, for I am a Dave Ramsey fan to. As soon as I saw the title, I knew you were too. I agree that when you run the numbers, it's sometimes staggering to believe the benifits of living on a plan. Thanks for the motivation. I like this post, for I am a Dave Ramsey fan to. As soon as I saw the title, I knew you were too. I agree that when you run the numbers, it’s sometimes staggering to believe the benifits of living on a plan. Thanks for the motivation.

]]> By: Lewis http://dandelionsanddaydreams.com/crafts/broke-and-in-debt-is-normal-be-wierd/comment-page-1/#comment-47 Lewis Sun, 09 Sep 2007 22:21:52 +0000 http://dandelionsanddaydreams.com/?p=405#comment-47 I wish more people were like you. It takes plenty of dedication and focused effort to live "like no one else" in this society. I wish more people were like you. It takes plenty of dedication and focused effort to live “like no one else” in this society.

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