Broke and in debt is normal. Be Wierd!
Thursday, May 3rd, 2007Brenton has a good salary, I do not have to work, and we still have a budget surplus (Praise the Lord). I was still always up tight about money and finances until we started taking Financial Peace University. He let me take care of the bills and making the budget because I like working with numbers. Let me tell you, that is a lot of weight for these small shoulders. When I would bring the budget to him to look at, he would say, “Looks good to me, whatever you want to do.” ARGH
After listening to Dave Ramsey’s program on the radio and taking some of the classes, I feel like I am actually capable of making GOOD financial decisions rather than stumbling around in the dark. That knot of worry that was always in my stomach when we decided to make a big purchase is gone. I just look at the budget and figure out how it fits in. We are getting OUT of debt instead of signing our lives into slavery.
If you had told me 2 months ago that Brenton and I could be millionaires when we retire I would have thought you were crazy. I have been running the numbers and it looks like if we follow the plan (get out of debt and then invest 15% of our income into retirement) we are not just going to be millionaires, we are going to be 16millionaires (I won’t mind if I’m 1/2 wrong either)! And that will be quite a legacy to leave to our children (If God blesses us with them). I am really looking forward to getting out of debt and being able to start GIVING!!!
The idea of being millionaires when we retire makes me a little giddy, but even if that possibility wasn’t before me, the feeling of peace that I have in having a plan, knowing how to make good financial decisions, and doing it TOGETHER with Brenton–that’s priceless.